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Thought I would post an update since I hit a few milestones. Thinking and talking about debt always makes me wax philosophical, but I'll reel in the emotions and just give you the facts, unless provoked, then I can't promise I won't go mushy on you.

Dug up some numbers from August 2013 when I was 9 months pregnant. I made strides toward debt reduction earlier that year (2013) but put it into high gear when I went on maternity leave - at least in terms of trimming expenses. 

                     August 2013       April 2014       September 2014
Amex 15.24           35454             23500                      0
Chase 14.24          16580             12000                    800
Chase Freedom        7143 (15.24)       4000(15.24)            8493 0%
Bank of Am 1         7072 (9.9)         4000 (9.9)             8320 0%
Bank of Am 2         8700 (11.24)       6000 (11.24)           7002 0%
Cap1 Vent 29.9       3395                  0                      0
Cap one  9.9         4384                3500                  3284
Prosper  19.79       9160                   0                    0
prosper  14.79       9605                   0
Lending club 10.99                       15200                 13285.82
Citi 0% til 4/15                          2500                  2838
Chase slate0% til 7/15                                          3047

                     101493                70700                47069

I made extraordinary progress this summer because quite frankly, I worked my butt off. I had the opportunity to do some moonlighting which will come to an end at the end of this month as the project is now completed. There may be an additional project coming up but it is unclear if it will be available in two weeks or in four months. This is not necessarily a bad thing. When I moonlit in the winter and spring, I would often pay the nanny xtra to watch the kids when my husband was working maximizing the amount of time my husband and I were off simultaneously. I have been cutting back on the nannies overtime so I only work when my husband is available to watch the kids - the end result being less time spent together as a couple. We were both off labor day weekend and we just looked at each other in amazement Saturday morning when we realized neither of us had any other obligations than family time. We were so used to one of us coming or going every weekend. We spent the whole weekend just hanging out as a family playing in the backyard. It was nice and more time spent like that in the short term will be welcome even if it comes at the expense of reduced debt reduction. There are potentially areas to cut back I believe - I just have to rework the budget again to see. 

So there you have it!
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