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One key factor may be whether your account has a cash or money market account where you can park contributions until you have sufficient funds to make your purchase. Most mutual funds have minimum purchase amounts, and ideally transaction costs should only be 2% of total investment expenses, which may not work well with lower monthly contributions.

Who thinks you can also make your monthly or bi-weekly contributions into an ING Direct Orange Savings account until you reach the desired level to move it into RIRA and make your desired fund or equity purchases...
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