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One more for the "no" column.

And to add a bit of complexity, you can take your RMD from whatever of your IRAs you care to. Whe you have multiple IRA accounts, it is not necessary to take the RMD from each one. Instead, you calculate a total RMD for all of your IRAs and take that total from any or all of them as you see fit.

On the other hand, if you have multiple 401k accounts, you will need to take an RMD from each one.

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