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One of the problems I see with that is he's considering offers with annual fees - even big ones that don't waive it initially. I have no problem with occasionally playing a bank's games to garner a bit of extra cash. But I think some of these offers - especially the Amex Platinum - are a little dangerous and kind of hard to justify just to take an second vacation.

I have a Barclaycard that has an $89 annual fee after the first year. I got it last January and put my daughter on the account. The reason was that she was spending a semester in Ireland. The card is a chip & pin card so she could use it in place where you couldn't use chip & signature. There is also no foreign transaction fee. There was a 40,000 mile bonus for signing up that you could also use as credits towards travel charged to the card. We ended up getting over $700 in credits towards travel. I'll close the card before the first anniversary of the card.

http://www.findmybarclaycard.com/barclaycard-credit-cards/ar...

PSU
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