No. of Recommendations: 1
One thing that is highly recommended is the Fool's guide to IRAs.

If you're in a hurry,

or even quicker, the 60 second guide to IRAs:

If you still have questions after reading, look through the others, then if you STILL have questions, post here. Some things won't be clear on the first run-through.

I wouldn't say "you absolutely must ask your CU these things", but I will say that you should compare what your CU offers in the way of IRAs to what other potential IRA custodians offer.
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