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ood for you.... Being in the 401(k) business - we provide EACH of our 6500 clients with a new hire checklist. Do they 100% follow it? No, of course not. BUT we have processes and procedures to guard against the abuse discussed above - and we've had IRS auditors find errors, and make plan sponsors make corrections.

My point is, gaming the system is DISHONEST, and cause OTHERS to have problems. Do that makes you a certain kind of person, that wouldn't last long in my organization.

What kind of person do you want to be?
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