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Oops! I used a 25% match instead of 50% DrBear
used, changes the numbers but not the point.

I should have said:
Over 9 years the 401(k) money increases by 3.5. [1.25* (1.10) ^ 9 = 3.5] This an annual return of 15%. Under these assumptions the 401(k) is the better investment only if you intend to withdraw the money within 9 years.
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