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Oops, realized that wasn't really the poster's question...

I had another question about the retirement thing though, I can deduct contributions made before April 15th to a work plan. Is this correct?

Typically, I believe the work designates all contributions to specific years. While I have no idea if they can designate pre-tax day contributions to the previous year, I haven't seen it before. The pre-tax day rule is typically applied to IRAs where you can more directly control the contribution.


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