Skip to main content
No. of Recommendations: 0
My husband and I want to retire in five years. We are 36 ad 38. We have 700k in 401k, 403b, 457, and IRA's. 250k in cash/taxable investments. I also will get a small pension. Since we obviously can't cash out our retirement accounts until age 59.5, we plan to redirect future savings to taxable accounts. Our goal is to have 40k/year for life which means we need 1.25 million. We plan to save that amount over the next 5 years.

So my questions to you all are:
My husband gets a match on his 403b contributions. Would you continue this, knowing the money will be tied up for 15 years or so?

How do retirees get their money? Just interest and dividends or are you selling stock monthly as well?

All our retirement money is in stocks. Would we do better by putting the new savings in bonds and leave the long term money in equities? Or should we invest both groups of savings the same?

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.