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No. of Recommendations: 3
Or they're being denied for not having a credit file. I (late Gen-X) applied for (and received) my first card my junior year of college, just as the dot-com boom was really hitting its stride. Companies had tables with piles of apps on at least one of the main crossroads weekly, sometimes two or three times a week if the weather was nice. I never heard of anybody being denied. Fast forward about fifteen years, to when kid sis (Millennial) was in college. Those tables were around maybe once a month, and just about everyone was denied at least once, usually multiple times, unless they got a card through their own bank and used their savings account as a backstop.
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