No. of Recommendations: 0
…Or would it be dumb to self-direct an IRA with only ETFs? That's kind of my plan, though I m a small fry investor….

Once you get up to a certain size portfolio ETF’s can be a good choice, the problem is that until you get up to maybe $50K the trading costs will eat into your performance because it will be easy to exceed 0.5% of your portfolio each year.

In an IRA you don’t get the tax benefits of the ETF’s so I would stick with mutual funds until you get up to $50K or so.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.