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You wrote "The result is the last mile owners (RBOC and Cable) have monopolies. Leaving aside any argument for or against this situation, one impact of regulated monopolies is that it removes the incentive to innovate."
May I suggest a company by the name of Terabeam. They are a company here in Seattle and I feel with their technology they have resolved the "last mile" issue. Very inexpensive and should really have an impact on monopolies. Check them out at They use laser light to pass large amounts of banwidth between companies.

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