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Paypal DOES offer financing.

6 months with no interest payments. After that, outrageous 20%. I believe they accrue the interest during the 6 months of free interest and if you don't have it paid off, they apply the interest to your balance as well.

They have been experiencing a high rate of write offs on this program as well.

I have this financing through PayPal and they keep setting it as my default payment method.
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