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My fiance 30y/o 40k/yr just changed jobs and has a meager $2,600 pension from her prior employer. Does rolling this over into a Roth make more sense than a traditional IRA. She will likely not be elgible for further Roth contributions in about 3 years based on our joint salaries. Also could her additional 403B plans be rolled into this IRA and would this be wise.

Thank you for any thoughts
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