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not sure if is the correct board. please advise if not.
I am currently vested in a former employer's pension plan (annuity) that I could start taking monthly distributions of $430.00. In 10 years (at age 65) that amount would increase to about $950.00.
Here's the question: should i take the 430 now and re-invest that amount in something with a better,but safe, return for 10 more years? I'm not planning on retiring before then.

I guess I'm looking for some numbercrunching guru to evaluate this and see what would be more advantageous.

ps. I PLAN on living well past 65- if this would be any consideration.

Thanks, willie

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