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pepeyperson asks,


Would that mean a targeted return of 7%, vs a safe withdrawal rate of 4%, leaving ample on top of inflation staying with the investment. Wouldn't that suggest that you could take higher, or are the market downturns sufficient to bring that down (being that a 50% drop needs a 100% increase to bring the value back up to the original).

Over the 130 year period the REHP examined the S&P500 had a median return of about 9.5% per annum for 30-year holding periods while inflation had a median of 2.5% per annum for the same 30-year holding period. That would give you a targeted return of about 7% per annum.

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