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No. of Recommendations: 3
Personally, I would either follow the literal 'credit card freeze' approach (you put them in a zip lock bag, fill with water and toss whole thing in the back of the freezer) or physically destroy the cards so you can not use them (unless you memorize/write numbers down, of course)

I like keeping them open for two reasons: 1) keep and build up a history of credit and 2) having more available credit (to a point--there is such a thing as having 'too much credit') means future--hopefully well managed--credit usage wont be so severe in terms of overall credit utilization

Good luck-- I made mistakes early in my adult life with credit. It was a painful lesson, and this website played a HUGE role in me clawing my way out of it. Folks back then were a little less 'in your face', but even the somewhat aggressive posts earlier are valid: I had to really work hard to change my relationship with credit and my overall behavior in terms of budgeting.
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