No. of Recommendations: 2
Personally I'm not going to be concerned until it get closer to being law but I am wondering if a change is made will that change the RMD percentages? I'm thinking not since it doesn't change life expediencies. Does anyone have a different thought?

Since the RMDs are based on life expectancy, I doubt the percentage requirements will change by age. Waiting until age 72 would increase the initial RMD percentage required to 3.91% from 3.65% or 3.77%, depending on when during the year you turned 70 1/2.

What will change the RMD percentages by age is the current trend of decreasing life expectancy in the US. If this trend continues, the RMD percentages will increase for each age.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.