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<<I'm nearing the point where I'm going to drop some dough into one of the Foolish methods (I won't mention which, so as not to distract anyone :-). To do that, I'm going to have to sell off some mutual fund shares. I have varying amounts of shares in three distinct funds, holdings that go as far back as 1990.

A small percentage of my shares have been held for less than six months, and there's a penalty (either broker-imposed or specific to one or more of the funds, offhand I don't remember which) for selling mutual fund shares held shorter than that. I'll leave those alone for the time being, but I can still sell plenty of the rest to fund what I want to do. All of these are in my IRA.

Does it matter which shares I sell? The oldest? The newest? The ones with the best returns? The worst returns? My guess is that in an IRA it doesn't matter since there are no tax consequences.>>

Because the shares are held in an IRA, it makes no difference as to taxes. For that reason, shed the poorest performers first.


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