No. of Recommendations: 9
Sorry if my updates are tedious. Writing it all down keeps me on track and putting it out publicly keeps me from slacking.

So, I don't like the Chase/Disney card.
It's good for collecting Disney points, but I can't track my spending like I can with the USAA card/Debit card.

USAA gives me a lovely pie-chart and lets me keep a budget on the USAA site. I can categorize everything and see exactly how much I spent on groceries, gas, dining out etc. Can't do it on the Chase site.

I think I will cut my losses and give up the plan for using it to save points for my upcoming vacation. I don't think it's worth the frustration.
I can't pay my water, mortgage, car, loan, other credit card or child care with a credit card, so I'm not going to rack up the massive points I was hoping for anyway.

It's going back in the safe and once the USAA card is paid off, I'll probably go back to using it, and paying it in full every month and taking the cash-back.

January numbers

Signature Loan 12.5%: $10,000
Master card 7.9%: $11,588
Bank Visa 9.9$: $0
Chase Visa 10.9%: $0

April numbers

Signature Loan: $6,275.14
Master Card: $7543.00
Bank Visa: $0
Chase Visa: $0 (Using for bills, but paying off each month)

Quit-smoking savings account: $310.

There were some additional expenses this month. I needed new glasses the garden needed fresh mulch and weed-barrier and flood insurance was due, but I took all of that from savings or from my yard-sale proceeds.
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