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Please forgive a multi-tasking Fool. I went to bed last night and went "Oh, @#$%, why did I send that post...there's plenty of money until the end of her life with only marginal returns.

Was running the numbers and on the phone at the same time...

That said, there *are* a couple more particulars:

- She likes to take a $1800. vacation once a year to distant locales. (But how much longer will she really be taking those? Hmmm, probably not more than 5 years.)
- She'd like to leave her heirs a bit. ($20-50k)
- Towards the end of her life there could be the need for nursing home/in-home care for which she is not insured at 100%.

So there's a desire, though not entirely a *need* for a bit o' interest.

(feeling very foolish about last post)
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