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Thanks for your reply and thanks for the April Fools article. I will copy my post in the beginner investors section but I just thought I'd throw it out there. Maybe you (or anyone) will have some input.  I'm 65 between conservative and moderate. My portfolio started at 55/45 but I'd like to rebalance to 40/60. Hoping to stick it out for 10 yrs. Several picks are from Motley Fool. Kind of got crazy with the wide range of pics- not sure if it's too many. I know 25 is ideal. (I guess 25 meaning stocks only, correct?)
Also what would be considered cash-would that be bonds? Savings? Under the mattress? Because I'm hearing of the worst crash in history.
I would like to stay the course but want to be correctly diversified. I also have a small conservative Roth IRA.
Thank you

P.S. maybe I post this in another section but how does someone continue to follow recommended stocks every Thursday when we already have 20, 30 or 40 from TMF? I guess that's where the expert trading knowledge comes in.

My portfolio

  Vanguard
VTV
VNQ
VEA
VCIT
VOO
VB
BND
VIG
VWO
BNDX
VGIT
  Nuveen
NUMG
NULG
NUSC
NULV
NUMV
NUDM
NUEM

SHY
SHOP
CRWD
STFX
APPN
UPST
NVDA
PUBM
MUB
AMZN
SWKS
PANW
QRVO
MGM
AVNW
WMT
TDD
FVRR
TWLO
TSLA
SPOT
ACN
WDAY
ZNGA
ADBE
MTCH
NFLX
SIRI
HD
SBUX
DORM
MMM
TEAM
PHG
ABNB
ODFL
ITM
DON
DES
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