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I hope someone might be able to help me here. Wasn't sure where to post....

Here's the facts:

1. Facing possible divorce

2. Been stay at home mom for 12 years, non working(other than 3 kiddos)

3. No assets to speak of other than the $3000 I had invested on my own.

4. I'd probablly have to split that investment, but at 39 and no retirement saved, I'm concerned about having $ for the future.

5. Can I give my sister cash as I accumulae, have her invest it in her name, and when the time is right, gift it to me in stock? or is there a better way?

6. If nothing happens, I'd still have the benefit of my investments over the years. I don't not want to be in the market!

Any input would be appreciated!

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