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Posted too soon...

I guess some people have trouble recognizing income that must be spent on investment expenses, saving, and taxes as income. Maybe it was all those years of tax deductions for 401k contributions?? Maybe it's having most of your income as interest, dividends and (recognized-) capital gains??

I've been paying taxes on income in taxable accounts for decades, income we didn't need while working. I am very practiced at seeing that income as income. (In retrospect, I should've bought non-dividend-paying stocks with that money, but...too soon old, too late smart ;-)
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