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...primarily in the forms of higher interest rates

Really? I hadn't noticed.

From the link:

Consumers will also be affected. Interest rates on U.S. Treasury bonds serve as the benchmark for many consumer loan products, including mortgages, car loans, credit cards, and student loans. As interest rates inch up to attract treasury bond investors, so will rates for consumers.

And just in case you're thinking the Fed can step in and hold rates down indefinitely, Georgetown finance professor Reena Aggarwal says that's not the case. "At some point, the Fed can't really control interest rates," she says. "The market is not stupid. The market sees [that] eventually interest rates have to go up."
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