Carpian’s Activity

Tue May 21

NL

Boards Post

Carpian replied to the Retirement Investing board. 9:49 AM

Re: Retiree Out-of-Pocket Health Care Costs.

Lots of interesting stuff in there. As someone looking at retiring at 60, I was surprised to see this line:

Evidence is emerging that individuals who work past age 65 have better longevity and health. For example, working individuals have [more]

Wed May 15

NL

Boards Post

Carpian replied to the New Paradigm Investing board. 8:19 PM

Re: Pay down Mortgage?

I've thrown a lot of money, including my inheritance, at my mortgage the last few years and am now done with it. As things have turned out, I would likely have done better to have invested in stocks (if only we could invest with hindsight!), but [more]

Wed Apr 10

NL

Boards Post

Carpian replied to the Retirement Investing board. 8:27 PM

Re: Higher Suicide Risk for Those in LTC

My parents were Catholic and suicide was a mortal sin for them, but they found starving to death an acceptable solution. I think we can be kinder.

Amen. My father got dementia late in life and was not able to function well at all, and [more]

Tue Apr 2

NL

Boards Post

Carpian replied to the Retirement Investing board. 11:08 PM

Re: Living With More Money Than You’ll Eve

I've been trying to suggest this in our community -- and not just for someone to teach financial stuff. Have you been involved in setting up something like this? If so, could you provide some guidance, links to literature, or any other helpful [more]

Sun Mar 24

NL

Boards Post

Carpian replied to the Retirement Investing board. 4:27 PM

Re: OT: Thoughts on a new board: Future Expats

Seems to be a lot of interest in this topic--to return to the original question, is someone starting a board for it?

Tue Mar 19

NL

Boards Post

Carpian replied to the Retirement Investing board. 11:22 PM

Re: How factor Social Security in retirement dra

Using an anonymous annuity quote aggregator (so they're probably optimistic) 100k will get you about 1700 a month for 5 years - close enough to your social security age. That won't be adjusted for inflation, but we're also talking [more]

NL

Boards Post

Carpian replied to the Retirement Investing board. 11:16 PM

Re: How factor Social Security in retirement dra

So...the sad news is that you cannot (safely) take a larger draw on your portfolio before you start collecting SS

I think you could, provided you counter-balance it by taking a smaller draw on your portfolio after you start collecting [more]

NL

Boards Post

Carpian replied to the Retirement Investing board. 11:09 PM

Re: How factor Social Security in retirement dra

Have you tried plugging different scenarios into FireCalc?

Excellent idea, thanks! I totally forgot about that one. On the heels of one of the longest bull markets in history, I'm going to guess that we are more likely closer to [more]

NL

Boards Post

Carpian posted to the Retirement Investing board. 5:19 PM

How factor Social Security in retirement draw?

I officially reached "my number" that I've been targeting as a minimum for retirement (based on the 4% draw rate) last week. I'm 58. But I'm still working, for a couple of reasons: a) I keep thinking we are due for a significant [more]

NL

Boards Post

Carpian replied to the Retirement Investing board. 10:05 AM

Re: Business Finds What Socialists Have Long Kno

And so, my friends, the Communists have won. In our once free country, no one, but no one had to find a new hand specialist.

Sure they did. Most people were/are at the mercy of what insurance their employer chooses for them. If the [more]

Sun Feb 10

NL

Boards Post

Carpian replied to the Retirement Investing board. 5:37 PM

Re: Surprising Habit Many Millionaires Have

I used to budget for several years and track expenses in Quicken. I found it tremendously helpful in knowing to a high degree of precision how much I could spend per year on travel, charitable contributions, and various other non-necessities without [more]

Wed Feb 6

Premium Commons Boards Post

Carpian replied to the Premium Commons boards. 10:12 AM

Wed Jan 30

NL

Boards Post

Carpian replied to the NVidia Corporation board. 8:25 PM

Re: NVDA Guidance

Yes, it would be nice to have some input from Eric Bleeker on the timing of his recommendation

Good luck with that one! Unfortunately it seems to be the MO of TMF that the sales staff is given free reign to hype stocks as much as [more]

Sun Jan 27

NL

Boards Post

Carpian replied to the New Paradigm Investing board. 2:33 PM

Re: Opioid-Free Surgery

For another surgery anecdote, I had ankle fusion a year ago. They gave me a 24-hour block which worked very well. I checked into the surgery center at 1 pm, had my ankle fused and was on my way home and feeling pretty good by 4:30. And when I say [more]

Thu Jan 17

Premium Commons Boards Post

Carpian replied to the Premium Commons boards. 8:11 PM

Tue Dec 25

NL

Boards Post

Carpian replied to the Retirement Investing board. 4:26 PM

Re: On Roth conversions

IP: Let me guess. Do you pay your finance guy a percentage of assets?

CNC: Naw, basically he is a mutual fund peddler. We are mostly in his American Funds. We have enough that we no longer pay any commission on purchases. He gets a [more]

Fri Dec 21

NL

Boards Post

Carpian replied to the Saul's Investing Discussions board. 8:26 PM

Re: Berkshire Hathaway Letter

“If you can keep your head when all about you are losing theirs . . . If you can wait and not be tired by waiting . . . If you can think – and not make thoughts your aim . . . If you can trust yourself when all men doubt you... Yours is the Earth [more]

Sun Dec 16

NL

Boards Post

Carpian replied to the New Paradigm Investing board. 12:44 AM

Re: Latest on Climate Change

It’s a pretty solid article from Science here:

http://science.sciencemag.org/content/early/2018/12/12/scien......

With of course the usual
[more]

Thu Dec 13

NL

Boards Post

Carpian replied to the Retirement Investing board. 11:02 AM

Re: More Hard Hitting Fox News Retirement Report

If they want people to save more PAY THEM MORE! That's the problem. It always comes down to forcing people to slice their pie thinner and thinner. More pie MF'ers! MORE PIE!

Have to differ on this one. I've done the [more]

Sun Nov 25

NL

Boards Post

Carpian replied to the Saul's Investing Discussions board. 12:56 AM

Re: Playing Earnings, T/A Zscaler

People I've read who short-term trade successfully for a living using TA (i.e. the late trenchrat) say TA goes out the window when it comes to earnings announcements. They don't hold stocks through earnings announcements because it's a [more]

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Boards Stats & Trivia

Big red star, 1000 posts Old School Fool
Board Posts 1320
Recs Received 2254
People who have rec'd these posts 892
Recs to Posts Ratio (last 30 days) N/A
Threads Started 182
Threads Started Percentage 13.79 %
Most Frequent Board HG: Short-Term Trading
Very First Post Dividends (8/22/1999)
Percentage of Posts Rec'd 62.05 %
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