Michael Finarelli

General Information

Michael Finarelli
Fool Since:
March 22 2006
elmosworld (3/12/2012)

Investing Basics

Investing Experience:
Medium High
Risk Tolerance:
Investing Style:
Value Investor
Portfolio Size:
Large (12 or more Stocks)
Types of Investments:
All Equities, Broad diversity including technology, retail, energy, financials. Tendency toward small cap value - Greatest potential for outsized compounded returns over time.
Stocks I Own:

Investing Favorites

Retail, Energy
MDP, Fool One
The Motley Fool Investment Guide, Security Analysis, One Up on Wall Street, Margin of Safety
Stock Advisor, Hidden Gems, Graham and Doddsville
Business Week
TMF Blog Network - The one and Only!
TG, DG, and a multitude of Fools!, Not to mention my wife and son - Booyah for the Fin Trio!

Investing Expertise

My Area of Expertise:
Jack of all trades, master of none. Man I love the Blogs.
Greatest Investment:
OYOG - up 600% in a 4 year period!
Worst Investment:
MCI, LU, etc at the height of the bubble: Ouch! Wait, where did my shirt go?
Money I Manage:
My own (translated as my wife's) and my son's. Yep, I'm gonna make him rich, whether he likes it or not!

Education And Work Information

School(s) Attended
King's College, Wilkes-Barre, PA - International Business University of Baltimore, Baltimore, MD - Masters Degree in Finance Heilbrun Center, Columbia Business School, NY,NY Value Investing
Job Title
Financial Editor
Company / Organization
The Motley Fool
Former Jobs
Financial Officer - Ethosgen LLC, Equity Accountant - T Rowe Price, Financial Advisor - Morgan Stanl


Personal Quote:
If you're not first, you're last!, Just Kidding. Get busy living or get busy dying.
My Interests:
Investing, Reading about investing, talking about investing: Notice a pattern here?
Person(s) I'd Like To Meet:
Warren Buffett, Martin Scorsese, Larry Bird
Favorite Restaurants or Foods:
Ruth's Chris: Steak and Vino, baby, Steak and Vino!
Favorite Vacation Spots:
Cape May, Walt Disney World
Favorite Sports or Teams:
Let's go Yankees!
Favorite Movies:
Jaws, Shawshank Redemption, Goodfellas
Favorite Board Games:
Monopoly - Go figure!, Scrabble, Clue
Favorite Video Games:
GTA - old school, Doom, Angry Birds - Yeah its addicting.
Favorite Music or Musicians:
DMB, Jimmy Buffett, Bob Marley - Yeah I like to chill with a cold one in my hand.

An Interview with TMFElmosWorld

Last updated: 6/4/2012
The Fool:
What has been your best work experience, and what made it so great?
Hands down, The Motley Fool. Everything from the People, to the Culture, to the atmosphere at Fool HQ mad it awesome. But, I believe the greatest attribute of the Fool if how everyone is given a tremedous sense of ownership over what they do. I think it builds a positivly competitive culture filled with high energy, high performers who want to keep reaching greater heights.
The Fool:
If you could use one example from your life to teach a financial lesson, what would it be?
It's great to always invest for long term wealth, but you also need to maintain a cash cushion in the event of the unknown. In 2007, my wife suffered a sever hemorraghic stroke while she was 7 months pregnant with our son. We've been through some incredibly difficult times, many of which I would'nt wish upon my worst enemies, but in the end we're still standing thanks to family support. The moral here is that you never know when life may hand you the short end of the stick, so its best to be prepared.
The Fool:
Tell us about your greatest personal success, not necessarily finance related.
Helping my wife overcome her disabilities post stroke. I certainly take too much credit though. I admire her strength and determination!
[Read the full Interview]

My Story

I have been a loyal follower of the Fool for the last 15 years of my life, ever since I picked up my first volume by Tom and David Gardner: The Motley Fool Investment Guide. The moment changes everything for me! The Gardner brother’s witty insights into the arcane world of stock investing both molded the foundation for my investment mindset and fueled a passion in me for the pursuit of greater knowledge and dare I say investment excellence, not just the hopeful maximization of compounded returns (although that pursuit is not too shabby in and of itself!). It was also the Gardner brothers who turned me on to the Oracle of Omaha, none other than Warren Buffet. I view it as very easy and fortunate that I almost immediately fell in love with Mr. Buffet’s homespun wit and wisdom. Although often at a polar opposite to the maxim’s of Wall Street, Mr. Buffet’s ‘see things for as they are and tell it like it is’ style in my opinion should be incorporated into every serious investor’s education early in their careers. My passion grew through college, and as I graduated in the wake of the dot com crash I joined the working world as a Financial Advisor. I loved stocks investing. I loved working with people; explaining the virtues of buy and hold value investing, the same investing I learned from Tom and David. But, ultimately, everyone's seeming reluctance to want to give me a try, or invest in fear of further market declines ( it's funny how our emotions can distort rationale decision making - it was hard to envision how many high quality stocks could actually become cheaper at that time!) foiled my plans. So I regrouped and used my brokerage experience to become a full service rep for largely a mutual fund shop with a small brokerage arm. Over the yaers my passion grew as did my education and my experience.