TMFGalagan

Boards Post

TMFGalagan replied to the Last RoundUp board. 6:32 AM

Re: Poll: Did your effective tax rate increase or de

Two things dramatically lowered my effective tax rate: The benefit from the new pass-through deduction for independent contractors, and the elimination of the marriage penalty in the bracket thresholds for all but the two top tax brackets. Easily [more]

Boards Post

TMFGalagan replied to the Retirement Investing board. 10:18 AM

Re: Fixing the 4% Rule

Why wouldn't you tell them? Again, in order to give appropriate advice, a financial advisor needs to understand your full financial picture.

From personal past experience as an advisor, my answer is that the second you tell an [more]

Boards Post

TMFGalagan replied to the Retirement Investing board. 11:22 AM

Re: 96% of American Retirees Failing Arithmetic

If you read the study

Hi intercst -
Do you happen to have a link directly to the study? I looked through United Income's website and couldn't find it.

I initially dismissed the study as essentially an ad for [more]

Boards Post

TMFGalagan posted to the Dropout's Den board. 12:57 PM

20 years

20 years ago yesterday is when I first signed up for my Fool account. Not quite sure what I did with it those first couple years, but when I finally got around to stop lurking, you were the ones to take me in and give me a home.

Since then, [more]

Boards Post

TMFGalagan replied to the Deranged Monkey Criticism board. 8:46 AM

Re: Pivot Capital report

I wonder if this is the future for: KSS, JWN, et al.

I firmly believe the Nordstrom family will take JWN private if the stock gets cheap enough. Would probably take a bigger decline than what we've seen so far though to make it [more]

Boards Post

TMFGalagan replied to the Estate Planning and the Fool board. 7:22 AM

Re: Estate allocation question

I was just wondering if this a "common" way of handling it.

In my experience, it's more common for a deceased child's share to go to that child's children than it is to disinherit the deceased child's line. [more]

Boards Post

TMFGalagan replied to the Macro Economic Trends and Risks board. 8:14 PM

Re: Helpful calculator for TY2019 estimated tax

Failing to pay on time for the full estimated tax year will trigger a penalty even if the income occurs later in the year and the estimated tax is paid currently when the income is earned.

Not to nitpick too much on what's [more]

Boards Post

TMFGalagan replied to the Stereo 8 board. 11:41 AM

Re: Yet Another Value Blog Follow-up

I have a vague recollection that one of us has commented on the stock expense connection to FRE versus carry income previously.

This what you're looking for?

My couple early thoughts from a cursory review were at [more]

Boards Post

TMFGalagan replied to the Macro Economic Trends and Risks board. 9:40 AM

Re: Economic impact of Medicare for All

Proponents of Medicare for All want to sweep away our complex, confusing, profit-driven mess of a health care system and start fresh with a single government-run insurer that would cover everyone.

The premise of the article's [more]

Boards Post

TMFGalagan replied to the Mechanical Investing board. 9:23 AM

Re: S&P P/E a harbinger of a fall?

Looking back to 1871, the chart shows the P/E for the 24 years with the highest P/E.

That's not what the chart says it's depicting. The chart refers only to years in which the market peaked immediately before [more]

Boards Post

TMFGalagan replied to the Stereo 8 board. 8:35 AM

Re: Retirement 'Merica

I think the study results mostly stem from the fact that U.S. workers are further down the path of realizing that they can't ultimately rely on outside support for their own financial stability. Young U.S. workers have no expectation of a pension [more]

Boards Post

TMFGalagan replied to the Berkshire Hathaway board. 7:37 AM

Re: BRK-B board ...

You might also let them know, that 20-year "members" of this board have never heard of the premium version!
;)

I think that's the first time I've seen a board post that said that TMF wasn't doing *enough* [more]

Boards Post

TMFGalagan replied to the Macro Economic Trends and Risks board. 3:02 PM

Re: Valuable News Sources

I wonder if the 'News Sources' aren't just playing to what their customers demand? While they call themselves News, they are in fact businesses that need to make a profit? With so many people so far on the left/right extremes (or [more]