Gene Dettmann

General Information

Gene Dettmann
Fool Since:
May 29 2007
Where I Live:
Where I Grew Up:
PHOTO: Bisquit & Yeow-yeow laying on the front porch together.

Investing Basics

Investing Experience:
Medium High
Risk Tolerance:
Medium High
Investing Style:
Motley (i.e. Anything goes!)
Types of Investments:
Thu 04/18/2019 Change: -0.43% _Portfolio vs High (03/21/2019): -4.02% _YTD Portfolio: 23.59% __ YTD DJI30: 13.86%__ YTD SP500TR: 16.59%__ YTD SP500: 15.88%__ YTD NASDAQ: 20.54% _XIRR since 2005: 20.53%
Stocks I Own:
Growth 62.95% of portfolio: ALGN, AYX, CLDR, ESTC, GH, MDB, NFLX, OKTA, PAYC, PYPL, SQ, TEAM, TTD, TWLO, ZS __Dividend Core 22.13% of portfolio: ABBV, CAT, KMB, NLY, O, PAYX, PLOW, SAFT, SYY, VZ __ETFs 3.06% of portfolio: BIV, BND, VO, VOO __Mutual Funds 4.66% of portfolio: USHYX, USIBX __Options 0.27% of portfolio: Bought: ZS Jan 2021 45.000 call __Cash 6.94% of portfolio

Investing Favorites

Thu 04/18/2019 Monthly Change: __Jan 13.88% __Feb 8.10% __Mar 3.53% __Apr -1.92%
Stock Sectors: __Industrial: 2- 5.11% __Consumer Discretionary: 1- 18.26% __Consumer Staples: 2- 6.51% __Health Care: 3- 6.22% __Financials: 2- 3.98% __MREIT: 1- 2.12% __Info Tech: 12- 51.42% __Telecom Services: 1- 1.77% __REIT: 1- 4.61%
Portfolio Cash Flow vs Income Shortfall: 176.79% _Dividend Core 104.22% _Other Dividend 0.00% _ETFs 8.96% _Mutual Funds 27.79% _Cash 35.83%
Portfolio Makeup: _Stock: 85.08% _Stock ETF: 0.90% _Bond ETF: 2.16% _Bond MF: 4.66% _Cash: 6.94% _Options/Short: 0.27% __By Acct Type: Taxable: 5.36% _Trad IRA: 21.88% _Roth IRA: 72.76%
Top Ten Stocks (55.89%): NFLX 15.53% - TWLO 5.18% - AYX 5.03% - MDB 4.98% - TTD 4.92% - OKTA 4.89% - ZS 4.21% - O 3.92% - SQ 3.79% - KMB 3.43%
Top 10 Cash Producers: 85.53% of Cash Flow: Annuities 20.27% - NLY 14.19% - USHYX 12.14% - O 10.19% - KMB 7.50% - ABBV 5.48% - PLOW 4.28% - VZ 4.10% - PAYX 3.80% - USIBX 3.57%
52 Week Highs for Thu 4/18/2019 Stock 1: KMB _ Funds : None
Largest Gain by percent: 2.85% ALGN _ by dollar: NFLX __ Largest Drop: by percent: -8.32% TEAM _ by dollar: TEAM for Thu 4/18/2019

Investing Expertise

My Area of Expertise:
Portfolio Yield as of 04/19/2019: Dividend Core 4.06% __ETFs 2.53% __Mutual Funds 5.14% __Annuities 4.50% __Combined Div/Int Yield: 4.15% __Portfolio Yield: 1.52%
Greatest Investment:
Cash by Acct Type: _Taxable: 0.20% _Trad IRA: 0.20% _Roth IRA: 99.60%
Worst Investment:
Income by Account Type: Taxable 1.24% Trad IRA 56.47% Roth IRA 42.29%
Money I Manage:
Dividend Income by Month (last 12 months): Jan 9.96% Feb 6.35% Mar 5.56% Apr 10.64% May 6.92% Jun 9.11% Jul 11.37% Aug 7.46% Sep 9.87% Oct 9.15% Nov 6.24% Dec 7.37% as of Sat 03/30/2019

Education And Work Information

School(s) Attended
Open Sell Orders: NFLX at 430.00


Personal Quote:
If you don't have a goal, how will you know when you score?
My Interests:
Old tractors
Person(s) I'd Like To Meet:
Mike Holmes, Robert Irvine
Favorite Restaurants or Foods:
Trent Country Club, Lucy's, Catfish Corner, Heff's, Brick Oven Pizza
Favorite Movies:
The Searchers, The Best Years of Our Lives, Seven Days in May, Executive Suite
Favorite Music or Musicians:
Vladimir Horowitz, Artur Rubenstein, Evgeny Kissin

An Interview with gdett2

Last updated: 1/13/2018
The Fool:
If you could use one example from your life to teach a financial lesson, what would it be?
MAKE A PLAN! We started a retirement plan in 1982. It wasn't much and was loosely followed for about 14 years. Then we looked at it more closely and refined it. About 8 years later, we were scrubbing expenses and truly looking hard at all the angles, making it bullet proof. The Difference? Our original idea was to retire around 2016/17. The planning allowed us to retire in 2005. Planning was a worthwhile exercise for us. Will it be one for you ????????
The Fool:
How do you define success?
Success for me is being in a position that I can do what I want, when I want and not be concerned about finances any more. This also coincides with my definition of Retirement and here we are.
The Fool:
What's been your best investment to date, and how did you discover it?
INTC from the late 80's all through the 90's. I looked into it because I liked the chips and invested in the company. The funny thing is I did everything wrong. I took a large portion of our cash and bought stock. After dropping 20%, it went up a few dollars and I more than doubled our position. It was the only stock we owned for about 2 more years. It did great but it could have been a disaster. I was lucky!

How I Invest

Motley. My primary wealth builder over the past 40 years has been real estate, all rural, unimproved acreage. Researching and finding under-valued property was something I understood and enjoyed. I would identify distressed markets/areas, buy property and hold it for a market rebound, normally 2 to 3 years. Investing in stock came later. Investing in stocks or anything else is quite similar. Find and buy something at a market value below a normal value and wait for it to be recognized by others so they will buy it from you at a higher price.