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Hi all, Posted a couple of weeks ago, and have more clarity now,
so wanted to post again. To recap the main points:
DH is almost 67, I'm 54. As I said last post, our Soc. Sec. and pension income is $23K, and due to health and other issues, our income fluctuates 10-40K/year.

The health issues we've had are being resolved (post-accident issues)...so chances of 20-40K additional income or more are
possible, but I want to do the math as if
we are lowballing income. Life has taught us that health is not
guaranteed...

We have narrowed down the places we want to live, but with my husband's
vocation, he needs a studio to work in, so renting isn't an option.
The three places we like have houses for around 250-375k, and they have
things we "need" as a couple -- good transportation, good cultural, etc.
Taxes in 2 of 3 places are high (5-8k). I know this may not be feasible,
but DH doesn't drive (never has), is an artist, and really wants the transport and culture. I want him to have it if we can swing it.
We want a lot, and are not rich. But we live very modestly apart from
the "location" issue - no credit debt, car paid off, and health plan
for me covered by DH's former employer, and he's on Medicare...

We want to live in a beautiful, interesting, accessible place
with access to excellent health care, more
than we want fancy things or even a lot of world travel (though a few
trips now and then would be nice, if we are earning good $ in a given year!). DH also wants 2 hrs max from NYC.

And from what we can tell, these things that we want (walkable town, on
major train line, near cultural institutions, etc) generally lead
to high taxes. That's the fly in the ointment for us, as far as I
can tell, HOUSING.

We have dear friends in all 3 "possible" locations.
SO.

IF we get a place for no more than 350K, we'd have (with current savings and leftover from current house sale) 225k in the bank, maybe a bit more. I would consider getting a place with a rental or in-law suite in case we needed extra
income, but not sure if we could find that in all 3 places.

Does the above sound feasible?
Thanks in advance for any feedback.
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