No. of Recommendations: 2
I still have been good and have $0.00 worth of debt.

I been working diligently trying to save like a mad man and brought down the amount left to contribute to my Roth Ira down to $900.00 left for the year. I have changed my Roth 401k at work and move this up to 12% on a after tax basis from 6%. I changed my p/t 401k from 4% pretax to 11% pretax.

The money form the proceeds from my house I have $5,066.00 in a money market account at the cu earning 4.75%. I also have $20,005.00 in a 6 month CD at 4.885% cd at the cu yielding 5.0%.

The only thing stressing me out is what to once the cu in Columbus sells its self and pottential getting $3,750 for the interest I have in the CU and selling it to a bank.

My savings in Phoenix I have most of it locked up in CD's 1 6mth at 3.35% with $1,000 and a 1 year at 3.45% with $2,300 in it. My regular savings is low at $1,000 and $600 in checking. I been putting $175 every two weeks in savings and bring that up. I also been buying $50 savings bonds with treasury direct as I have extra available to spend.

I still live with mom and dad as they are not charging me rent I keep hoping that I'll get a second chance with the housing market as I hope it plunges bad. Right now there is no homes I can afford to keep and I refuse follow this realtor that suggested that I buy now and then rent it out to someone else. I honestly think I could not handle the stress If They defaulted on the rent I be in S.O.L. shape.

I been buying canned goods at the going out of business sale at Albertsons and donating them to the food bank with some of my cash.

The dr treating says i'm getting better so I see them in 3 weeks and maybe drop my medicine down some more.

Not much else going on.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.