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I'm trying to figure out my AGI - not what it is, TurboTax tells me that, but what goes into it.

DH and I both contribute to 401Ks through work and to ROTH IRAs. We don't have alimony or moving expenses, so as I understand it, my AGI is all the gross income I took in over the year, including interest and dividends and salary, MINUS what we contributed to our 401Ks.

My question is, do the ROTH contributions also get backed out of the AGI? Or not? Or is that only traditional IRAs?

I'm getting close to some ceilings regarding deductions and ROTH contributions, and I'm trying to make some changes so I can keep contributing and maximizing deductions. I'm not really willing to move or get divorced so we can pay alimony, so managing the 401K and other IRAs are the only options I know of. Are there others?


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