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I'm not retired yet myself, but was wondering how the retired have managed over the last 10 or so years when the market essentially gained nothing in the first decade of this century.

I don't see how anyone who retired in 2000 with what they thought was enough money to live off going forward would have been able to stay in retirement if the market didn't gain any.

I'm just curious how any retirees who may have been in this situation have managed over the last decade. I've heard that a lot of retirees had to go back to work at least part time.
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