No. of Recommendations: 4
". Does anyone else ever feel like the don't 'deserve' to be making the salary their making? I don't understand how I can be so good at what I do, and manage money so well in my profession, but when it comes to my own finances, it's like Dr. Jekyl and Mr. Hyde. I don't get it. I'm still trying, though."

Don't fret Lori, you'll get there - changing old habits is hard work, and takes time. As lifetime aggresive LBYMer, my strategy has a couple of steps. One is to always think, at least overnight, before making any sort of impulse purchase. I'm not kidding when I say that probably 99% of the things I think about never get purchased - has saved me lots of $ over the years. Second, other than for mortgage, I/we don't buy it, if we can't afford it for cash (even if we use the CC for the "points"). I know that might sound easier said than done, but with some sacrifice, it really is possible. I know what the previous poster means about their father's ability to save twice the amount on half the income. It must be a generational thing because my Mom is the same way. She manages to do everything she wants, and save money on a very middle class income - I often don't know how she does it. But then again, she never felt compelled to trade up to a new home every 3 years like many in our generation do - she's lived in the same house for 30+ years. Maybe we all could learn a lesson from the older folks?
johnmoni
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