No. of Recommendations: 3
" I ask that question because I'm not beating the market"


Try a different question.
Are you getting the return that you need to meet your goals?

If you are then, you do not have to make adjustments in your
portfolio quickly. You may have greater risk built into your
portfolio than needed or you may want to change your approach
as you learn more about the individual investments you have
chosen. But an individual investor does not have to "beat the market"
- he or she needs to meet an entirely different criteria - is
the return enough to meet your own needs and does the risk
involved meet your "sleep at night" level, and is there sufficient
cushion to allow for market change?

Selling positions will involve gains and/or losses - but changing
your portfolio will always include this aspect. The question involved
in selling is "what has changed in the investment?" - e.g. a change in
the management team for a mutual fund, a change in the economic
situation, management or market for an individual company, a change in
the perceived risk in a fixed income investment, or a need to
generate cash from your portfolio.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.