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" We are both healthy and have had catastrophic plans for many years. Under the ACA, our health insurance is going up 45%! We will be forced to pay $1100 per month! That is as much as a mortgage would be!

"

In a free market health care system, you would choose just how much insurance you need. Insurance companies would be accountable to you and not your employer. If you didn't like how the your insurance co. treated you, you would then find one of their competitors and sign up with them.

Your argument is pure nonsense.
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