No. of Recommendations: 2
"A lot of places did not have a reader that could read a magnetic strip. I didn't have problems at any of the hotels I stayed at, but I ended up having to pay cash for a lot of transportation and restaurants."

This is becoming more and more frequent. Train tickets in Paris - unless the window is open you aren't buying one, the machines only take chips. Petrol pumps in Romania - Only chip, and while there may be a stripe reader inside, most clerks don't know how to use it. Same in Norway - some pumps only take chip, and clerks have no idea how to use the stripe.

Morgan Signature Visa
Citi Dividend World MC

are both Chip and Sign. You use the card like European cards - chip in, but it knows there's no pin and spits out a receipt for you to sign. It can take the clerks by surprise, since they aren't used to anyone signing anymore.

I have heard that the cards work in the Paris train stations, but haven't tried it myself. Morgan doesn't charge the 3% foreign transaction fee, Citi does.

HSBC has a chip and sign card for the US, but I haven't got that one.

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