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"At age 64, the hubster & I will get ~2000 + 1500/month that we don't have to manage or worry crash? low inflation? high inflation? dividend cuts? recession? depression? losing our marbles? poor investment decisions? doesn't matter! "

You forgot half of that may disappear with means testing, and in 20 years, SS will only be able to pay 2/3rds of that. It's broke.....

Hope you saved a bit to compensate for that!

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