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I'm currently in the process of setting aside a few months' worth of my pay as an emergency fund to deal with life's unexpected suprises without having to resort to racking up a giant balance on a credit card.

Thing is, I'd rather not leave that much money just sitting in a bank savings account, collecting piddly interest. Yet I still need to be able to get to the money reasonbly quickly in the event of an unforseen expense. I'd like to find a happy medium between the two.

Any suggestions that would be, well, Foolish?
Thanks in advance.
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