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OK. I was a fool with a small "f." I accidentally transferred $3000 to my Etrade Roth IRA instead of my Etrade standard brokerage account. (I used electronic funds transfer with Etrade but selected the wrong account number. sigh.)

I am eligible to make the full $2000 annual contribution to my Roth IRA, and planned to make such a contribution later this year.

What are my choices for "retrieving" $1000 back from my Roth IRA account without triggering an army of jackbooted IRS officials next April? I am trying to minimize the amount of taxation and forms headache in getting this money out of the account.

Any hints, tips, suggestions for fixing this would be greatly appreciated.


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