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"Focus on finding a loan broker who's experienced and trustworthy. ANYONE can give you a loan... what will serve you best is having someone who you can count on to give you honest information and real access to the best market rates as they occur. You won't get that from websites or generic brand lenders. Pick a PERSON to have work for you.

Ask for, and check on references. Ask good questions."

What are some "good questions"?

Also, would it be better to look for a buyer broker or just an agent? What are some pros and cons to each? And, is it generally better to go with larger realtors (REMAX, Coldwell, etc) or private realtors?

Sorry for all the Q's--i'm just so new at this, and I'd like not to screw myself over!
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