No. of Recommendations: 14
"His debt is more than twice his annual income, even though at 45 he lives at home and pays only $30/week board. What will happen when we move in together and he has to pay real world expenses like food, utilities, and rent?"

Somehow I have a feeling that already know what will happen.

Engagement is a time for getting to know each other as well as planning the wedding. And to decide whether you have what it takes to make a successful life together, regardless of how much love you feel.

If he is truly as much of a spendthrift in denial as you've made him out to be, this is a recipe for disaster. You deserve a safe, happy, and secure future. You are working toward that end. His expectation of your "taking up the slack" will become a form of abuse, financial if nothing else. The anxiety you are feeling seems to be quite justified. Somehow it sounds so harsh, but if he can't show a committment to you and your future by working to make it a secure one then it's time to think about breaking it off. Leaving before the wedding is a breeze compared to the agony of divorce. By all means give him another chance to discuss financial responsiblity. If he can't step up to the plate, decide if carrying the burden of huge debt is you want for the rest of your life.

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