No. of Recommendations: 2
"I don't foresee being able to save much more outside of the roth IRA for sometime, if ever. "


One of the things folks don't always tell you is that spending
tends to change as you get older. Incomes also tend to change.
Careers change.
Habits are more difficult to change.
You started a good habit.
Keep it up if at all possible.
But also try to get funds into an emergency account - not retirement
but emergency. Rainy day - or snowy day - funds.
Two good habits are even snazzier than one.

I stood where you stand about 35 years ago but with less put
aside - now I can possibly retire at 57 maybe - if I had your
good habit earlier I would be less worried today.
I envy your foresight and focus.
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