No. of Recommendations: 6
"I got a $2100 gift for Christmas and graduation. I used $700 toward paying off our tax debt for 2000 (plus $300 which gets us ahead for 2001), $200 for clothes for needy children,..."

Don't let anyone give you grief for giving 10% of your gift to charity. I am all for fiscal responsibility, but believe charity is part of being responsible.

You shouldn't give to others just because you were irresponsible with your money for a time in your life? I disagree. It's still your responsibility, just like rent and utilities. The only difference is that the charity police won't be knocking on your door, but should be knocking on your conscience.

Who should be giving to charity, then?

Obviously from this board, debt is a problem for rich people and poor people, so it shouldn't have anything to do with income.

The government should take care of it? That way taxes can go up for everyone, including those that LBYM, and give to charity anyway. I won't even go into the overhead we would pay for burocracy.

Only after you get out of debt? This giving may delay getting out of debt by a few weeks or months, depending on your situation. Compare that to kids without winter clothes. Remember you got yourself into debt by your bad choices, these kids didn't have choices. If you can look at all the crap you bought with those CC's and honestly say it was more important than those children, I hope you like what you see in the mirror.

Personal choice? Let someone else take care of it? Yes, I choose to give to others because I am thankful for having a job, for having the ability and education to do the job, for being able to pay for my entire college education out of student loans. I am thankful to live in this country with free choice, where I can daily choose to spend or to save. I choose to give because it is my responsibility to give back to those less fortunate. It is also my choice to get all the blessings that come from that choice.

Obviously this hit a nerve with at least one person.

Thankful for what I have,
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