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"I own a business with 70 employees. I have a Merrill Lynch
401k program that has all backend loaded funds and also no index funds
avaliable. Does any "Fool" know who would sponsor a Vanguard Funds
401k in the Seattle area."

It's pretty likely that this won't have the size required for Vanguard, which I believe I've read only takes plans with over 100 participants. Check with Vanguard at its site, , though. I know you can request information about this online from there.

If Vanguard doesn't work out, you might check with TIAA-CREF.


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