No. of Recommendations: 1
"In addition, anyone with any sense would put their money into the USAA savings account that would earn about 1.75% instead of 0.5%"

Ummmm, how about ING at 3%?

Ak, a USAA Insurance and CC customer for years, but I have a better banking deal with my credit union, MUCH better, in the hills north of Fairbanks.


OK - here's what I meant: anyone who is using USAA for their checking account would put whatever is not instantly needed in the USAA savings account and transfer it out as needed, thus earning a higher rate on said funds. Long term savings of course can earn more elsewhere.

-z

BTW, what is better than:
1) ATM rebates of $1.50 up to ten times per month
2) Free online banking (I'm anticipating free online bill pay pretty soon, but that's just a hunch)
3) Debit card that pays 0.5% cash back, along with interest bearing checking (minimal rate) and savings (decent rate, usually lags ING by a little over 1%)
4) No minimum balance
5) No monthly fees
6) Free transfers to/from any bank in the US
7) Free OD transfers from savings, or no-fee transfers from USAA credit card (interest does accrue from date of overdraft)
8) Very long hours for toll-free customer service
9) Customer service reps who actually know what they're doing and who seem happy to be doing it
10) The benefit of being able to have all my major accounts in one place (I do keep an ING account for emergencies)
Print the post  

Announcements

What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.