No. of Recommendations: 2
"I've been trying to get a better understanding of why so many folks think bond funds are not as good as laddering CDs."

I don't think we intend to run down bond funds too much. They are fine, but we are trying to make readers aware that bond ladders (and CD ladders) have advantages that fit especially well with most retirees need for steady, predictable income.

Once people are aware of the choices, they should be able to decide for themselves what works best for them.

This the ". . . to educate . . . " aspect of Fooldom. We are not twisting any arms.
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