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"Keep your wife working an extra five years"

Unfortunately due to a drunk driver I wasn't able to continue the job I loved. I would have worked until 55 if I HAD a choice but my neurosurgeon and my employer would not let me return to work. Thus the early retirement.

"and retire five years earlier yourself"

He had the choice. He chose to go at 53 mostly due to health insurance for the family.
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