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"married couple both 78. If one gets a major illness, how can we protect our savings-net worth for other?" - Alan
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At your age I hope you have all the coverage you need? Medicare part A, and Part B, and supplemental, drug coverage, eye and dental, etc.

Health care is the #1 reason for bankruptcy in the United States. It is because our health care is so expensive and we are dependent on health insurance to take care of us. Even with Medicare we have to buy Medicare part B and Supplemental, and drug coverage so even with Medicare health care isn't free. When we go in the hospital we have no foreknowledge of how much it is going to cost in the end.

Usually in the end the doctors and lawyers end up with whatever is left at the end. Or you can refuse care and just go on ahead and die. If you see that the end is near and that further healthcare is pointless just go into hospice and cross over into the Light.

Art
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