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"No. If you have a Medicare Part D Drug Plan, the first $435 in drug purchases per year is out-of-pocket before the insurance kicks in and pays anything." - intercst

Gawwww! It's so complicated! That sort of explains why so many people forgo having the Part D drug plan. I guess a lot of people don't even spend that much a year on prescriptions?

So how much does the part D drug plan cost per month or per year? Do they take it out of your social security check? Or is this something I have to find and buy on my own? I might be able to get it through my TCRS pension with the state of Tennessee? I think they do have insurance and it might be like the insurance I had when I worked for the UT Vet School?

This is why I am for a single payer system through the Federal Government. I think a lot of Canadian people like what they have up there. My dermatologist is from Toronto, Canada and he moved to Middle Tennessee to get rich. He hates the Canadian system because he couldn't get rich up there. I told him I was for a single payer system and he told me if we got that here I'd die. This after I had received several surprise bills in the mail from him which was the over and above I had to pay that my BC/BS didn't pay.

Plenty of people in the United States who are poor have died for lack of health care because they can't afford those surprise bills or their drugs or the insurance premiums. I'm pretty sure my mom was one of them. She died way back in 1968.

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